Ayushman Bharat - National Health Protection Mission Scheme-World's largest' health plan to cover 10cr families 50 crore citizens of the country.
Ayushman Bharat Scheme. Ayushman Bharat Yojana Registration Apply Online Application Form Official Website Ayushman Bharat Registration Online, How To Apply for Ayushman Bharat Yojana, Ayushman Bharat Procedure, Ayushman Bharat scheme Application Form available at www.india.gov.in At the beginning of 2018, Union Finance Minister Arun Jaitley announced a new Ayushman Bharat Yojana The (National Health Insurance Scheme) in his budget speech. This new health care scheme, which is also referred as NamoCare or ModiCare, will be providing coverage to over 10 crore vulnerable and poor families throughout the nation. Our Cabinet approve Ayushman Bharat Scheme on 21st March 2018 according to official website.
Ayushman Bharat-National Health Protection Mission. Ayushman Bharat is National Health Protection Scheme Initiated by Prime Minister Narendra Modi, the National Health Insurance Scheme has been launched by the central government to offer insurance coverage of worth Rs. 5 lakhs to the poor Indian population. Rs. 5 lakh will be offered to each family by the central government for their secondary and tertiary hospitalization and other medical facilities. In this Article we are discussing about Ayushman Bharat Registration. Most of out visitors as How to apply for Ayushman Bharat? So we are here to tell you in details about the Registration and other things about this scheme. Before official Launch PM Review Preparation Launch of Ayushman Bharat with NITI Ayug and Team. This is very good that Our Prime Minister Shri Narendra Modi personally Interested in this scheme
On Idependence Day, Narendra Modi gives India Ayushman Bharat scheme,'World's largest' health plan to cover 10cr families.
Prime Minister Narendra Modi on Wednesday announced that his government will launch an ambitious healthcare scheme, Ayushman Bharat-National Health Protection Scheme (AB-NHPS) also also dubbed as Modicare, on 25 September this year which will benefit 50 crore citizens of the country.
The healthcare initiatives of the government will have a positive impact on 50 crore Indians," the prime minister said, announcing the scheme during his Independence Day speech at the Red Fort on Wednseday. The ambitious Ayushman Bharat scheme also known as Pradhan Mantri Jan Arogya Abhiyaan aims to provide a coverage of Rs 5 lakh per family annually, benefiting more than 10 crore poor families.
What is the Ayushman Bharat Scheme?
Modicare aims to cover over 10 crore vulnerable families (approximately 50 crore beneficiaries) and provide health cover up to Rs 5 lakh per family per year. The programme is being called the world’s largest health protection scheme. The health ministry has included 1,354 packages in the scheme under which treatment for coronary bypass, knee replacements and stenting among others would be provided at 15-20 per cent cheaper rates than the Central Government Health Scheme (CGHS).
Hospitals run by the Employee State Insurance Corporation (ESIC) may also be empanelled based on their bed occupancy ratio. As for private hospitals, they will be empanelled online based on defined criteria, which is unavailable at the moment.
Who is covered under Ayushman Bharat Scheme?
It is an entitlement based scheme which aims to target poor, deprived rural families and identified occupational category of urban workers' families, 8.03 crore in rural and 2.33 crore in urban areas, as per the latest Socio-Economic Caste Census (SECC) data, and will cover around 50 crore people.
The beneficiaries can avail benefits in both public and empanelled private facilities. There is no cap on family size and age in the scheme, ensuring that nobody is left out. The beneficiary will need to have an Aadhar card to avail the benefits of the scheme.
Required Documents:
- Aadhar ID linked with a valid bank account
- Respective special category certificates
- Age proof documents
- Family structure
- Identification details
- Contact information
- Scanned copy of Aadhar
- Income certificate
- Caste certificate
The beneficiary should be included under the SECC 2011 data (socio-economic caste census), which was conducted across the rural and urban of across the country. Socioeconomic caste census is a mechanism of counting and ranking under the various parameters, which are listed below:
- Literacy rates
- Median household income
- Poverty levels
- Nature of occupational profiles
- Predominant location
- Access to schooling
- Access to housing
- Sanitation, drinking water, and electricity
- Valid Aadhar card
Note:- The scheme does not mention the limitation of family size.
Documents that you need to submit for Ayushman Bharat Registration
The patient has to submit all the insurance documents to the hospital where he/she visits for treatment. After checking and verifying all the documents, the hospital will mention the amount needed for the treatment to the insurance company. Once all the formalities and procedures are completed, the hospital staff will begin the treatment of the patient without any payment.
Do people have to pay for Modicare?
The medical insurance scheme is paid for by the government. The expenditure incurred in premium payment will be shared between Central and State Governments in a specified ratio as per Ministry of Finance guidelines in vogue. The total expenditure will depend on actual market-determined premium paid in States and Union Territories where the scheme will be implemented through insurance companies. In States and Union Territories where the scheme will be implemented in Trust/Society mode, the Central share of funds will be provided based on actual expenditure or premium ceiling (whichever is lower) in the predetermined ratio.
Is it available across India?
According to a government official , as many as 22 states have preferred to run the scheme on "trust model". While Punjab, Kerala, Maharashtra, Karnataka and Delhi are yet to come on board, Odisha has refused to be a part of the scheme, the official said.
How will Modicare be implemented?
At the national level, New Delhi will put in place an Ayushman Bharat National Health Protection Mission Agency (AB-NHPMA). States and Union territories will be asked to set up a dedicated State Health Agency (SHA) for the NHPM. They can use an existing trust, society, not-for-profit company, or state nodal agency (SNA), or set up an entirely new entity to implement the scheme. States and Union territories can also implement the scheme through an insurance company, or directly through the trust or society, or adopt an integrated model.
Funds from the central government will be transferred directly to the SHA via an escrow account. State governments have to contribute a matching share of grants within a defined time frame.
Is it a first for India?
India has never implemented a very large, free nationwide health insurance programme. The AB-NHPM will subsume two on-going centrally sponsored schemes, the Rashtriya Swasthya Bima Yojana (RSBY) and the Senior Citizen Health Insurance Scheme (SCHIS). RSBY was launched in 2008 by the Ministry of Labour and Employment and provides cashless health insurance, with a benefit coverage of Rs 30,000 per annum on a family floater basis (for five members), for below poverty line (BPL) families, and 11 other defined categories of unorganised workers.
The policy was initially announced by the then finance minister Arun Jaitley in February this year during the presentation of last full budget of the NDA government and it was approved by the Cabinet in March.
Apart from the lakhs of rupees per family (despite family size), NamoCare Yojana will also provide additional top up a package of about Rs 30,000 for Senior citizens aging 60 years and above. This way senior citizens could get free healthcare facilities, which were not provided to them earlier and they had to pay an additional cost for their medical checkup or health facilities.
With the launching of this Ayushman Bharat Yojana in all over India, the present status of India will going be changed. This is the biggest health coverage insurance policy of India. And this Scheme also help to the unemployment youth for getting the job. And it is very helpful the poor and needy people of the nation. This scheme launched in every state of India. so that every person get the benefit of this scheme.
What are the key features of Ayushman Bharat Yojana?
- As per Ayushman Bharat Scheme, the central government will be providing Rs. 5 lakh to each vulnerable family in India.
- This is a major Universal Health Protection Scheme to provide health coverage to around 50 crore people across India.
- According to their family’s economic condition, people are likely to avail secondary and tertiary health treatment in any government or private hospital – under the financial assistance of this new Ayushman Bharat Scheme or NamoCare Scheme.
- Besides all the aforementioned facilities, the central government will also provide additional Rs. 1.5 lakh to health and wellness centers to take care of poor families under Namo Care Yojana. According to this programme, the government will even allocate Rs. 1200 crore for treating non-communicable diseases in the community.
- Apart from associated with the government hospitals in the country, the Govt. Will also focus on joining hands with private enterprises and make them part of the Corporate Social Responsibility (CSR) Initiatives.
- Ayushman Bharat Cashless treatment health insurance
- Ayushman Bharat health scheme offers complete cashless coverage to poor people. Yes, dont have to spend a penny for the treatment. You simply need to get to a selected government (under NamoCare scheme) hospital to get your treatment.
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